Terms and Conditions

Effective Date: January 1, 2023

Welcome to salsaloan.com (the “Website”). By accessing or using this Website, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read these Terms carefully before using our Website.

1. Acceptance of Terms

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

2. Use of the Website

Eligibility: You must be at least 18 years old to use this Website.
User Conduct: You agree not to use the Website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Website or interfere with any other party’s use of the Website.
Account Registration: If you create an account on the Website, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

3. Financial Advice Disclaimer

The information provided on this Website, including any financial advice or product recommendations, is for informational purposes only and should not be considered as professional financial advice. We recommend consulting with a qualified financial advisor before making any financial decisions.

4. Third-Party Content and RSS Feeds

Some blog posts and content on our Website may be generated via RSS feeds from third-party sources. While we strive to provide the best user experience, we do not have full control over the information provided by these third-party sources. We are not responsible for any inaccuracies or issues arising from this content.

5. GDPR Compliance

If you are a resident of the European Economic Area (EEA), you have certain rights under the General Data Protection Regulation (GDPR). These include:

Right to Access: You have the right to request access to your personal data.
Right to Rectification: You have the right to request corrections to any inaccurate or incomplete data we have about you.
Right to Erasure: You have the right to request that we delete your personal data, subject to certain conditions.
Right to Restrict Processing: You can request that we restrict the processing of your personal data under certain circumstances.
Right to Data Portability: You have the right to request the transfer of your data to another organization.
Right to Object: You have the right to object to the processing of your personal data in certain situations, including direct marketing.

If you wish to exercise any of these rights, please contact us at info@salsaloan.com.

6. CAN-SPAM Act Compliance

We comply with the CAN-SPAM Act by ensuring that:

We do not use false or misleading header information in our emails.
We include our physical address (1100 Ludlow St, Philadelphia, PA 19107) in all commercial emails.
We provide clear and conspicuous opt-out methods in our emails.
We honor opt-out requests promptly.

7. Cookie Policy

We use cookies and similar tracking technologies to track the activity on our Website and store certain information. Cookies help us understand how you use the Website, which allows us to improve your experience.

Types of Cookies We Use:
- Essential Cookies: These cookies are necessary for the Website to function properly.
- Performance Cookies: These cookies help us understand how visitors interact with the Website.
- Functional Cookies: These cookies allow the Website to remember choices you make.

You can choose to disable cookies through your browser settings, but this may affect your ability to use certain features of the Website.

8. Intellectual Property Rights

All content, design elements, and other materials on the Website are the intellectual property of salsaloan.com unless otherwise indicated. You may not reproduce, distribute, modify, or create derivative works of any material found on the Website without our prior written consent.

9. Limitation of Liability

To the fullest extent permitted by law, salsaloan.com and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of the Website.

10. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Effective Date.” Your continued use of the Website following any changes indicates your acceptance of the new Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the state of Pennsylvania, without regard to its conflict of law principles.

12. Contact Information

If you have any questions about these Terms, please contact us:

Email: info@salsaloan.com
Address: 1100 Ludlow St, Philadelphia, PA 19107